This is offered as either a hostedinternet solution for clients with a fully staffed credit risk function, or for those that don't, as a fully managed service that includes turnkey analysts and experienced oversight.

Corporate Risk Management Rollup

Smyth's Virtual Credit Manager™ Platform (VCM) is a powerful tool for rolling up and monitoring corporate credit risk. Able to take data from diverse systems, VCM, aggregates it so that you can:

• View overall corporate exposure against established credit lines
• Drill down for performance by business unit or credit analyst
• Compare credit risk across and against business units vs. credit lines
• Benchmark business unit collection, DSO and credit experience
• Rate individual customer payment days by business unit
• Receive alerts when credit lines are exceeded and when credit conditions change
• For multi location organizations, have one set of credit standards, performance measurement and tracking, in one place.

INDUSTRY TRADE SYSTEM

Complementing our Virtual Credit Manager™ Platform,is our hosted B2B trade data interchange whereby creditors submit their A/R payment data monthly.

The data is scored and anonymously reported along with other suppliers to track customer payment trends, all accessible over the web to assist in making quicker credit decisions.

We presently manage over 50,000,000 trade references on 2 million businesses through this powerful system with automated data matching and processing capabilities.

We offer Industry Trade System contributors complementary weekly Bankruptcy Alert Services whereby we match your customers to US business bankruptcy data so you can stop shipments, reclaim inventory and better manage your accounts.